:root{
  --navy:#14213D; --deep-navy:#1C2340; --midnight:#0D1626;
  --gold:#C9A052; --soft-gold:#E5C06A; --ice:#F2F5FA;
  --pale:#E6ECF3; --steel:#CDD5E2; --slate:#7B8BA4;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Calibri,'Segoe UI',system-ui,sans-serif;color:var(--deep-navy);background:var(--ice);line-height:1.65}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 24px}
.gold-bar{height:4px;background:var(--gold);width:100%}

/* NAV */
header.nav{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(13,22,38,.25)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1140px;margin:0 auto}
.nav-inner img{height:46px;width:auto}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{color:#fff;font-size:15px;letter-spacing:1px;text-transform:uppercase;font-weight:600;opacity:.85;transition:.2s}
.nav-links a:hover,.nav-links a.active{opacity:1;color:var(--soft-gold)}
.nav-cta{background:var(--gold);color:var(--navy)!important;padding:9px 20px;border-radius:4px;opacity:1!important}
.nav-cta:hover{background:var(--soft-gold)}
.menu-toggle{display:none;background:none;border:none;color:#fff;font-size:26px;cursor:pointer}

/* HERO */
.hero{position:relative;background:linear-gradient(rgba(20,33,61,.86),rgba(13,22,38,.92)),url('https://img1.wsimg.com/isteam/getty/1567429058/:/rs=w:1600') center/cover;color:#fff;padding:120px 0 110px;text-align:center}
.hero h1{font-size:clamp(38px,6vw,68px);font-weight:800;letter-spacing:1px;line-height:1.1}
.hero .tag{color:var(--soft-gold);text-transform:uppercase;letter-spacing:4px;font-size:15px;font-weight:600;margin-bottom:18px}
.hero p.sub{font-size:21px;color:#dde3ee;margin:22px auto 34px;max-width:640px}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;text-transform:uppercase;letter-spacing:1.5px;padding:15px 34px;border-radius:5px;font-size:15px;transition:.2s}
.btn:hover{background:var(--soft-gold);transform:translateY(-2px)}
.btn-outline{background:transparent;border:2px solid var(--gold);color:var(--soft-gold);margin-left:14px}
.btn-outline:hover{background:var(--gold);color:var(--navy)}

/* STATS */
.stats{background:var(--deep-navy);color:#fff;padding:46px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat .num{font-size:42px;font-weight:800;color:var(--soft-gold);line-height:1}
.stat .lbl{font-size:13px;text-transform:uppercase;letter-spacing:1.5px;color:var(--slate);margin-top:8px}

/* SECTIONS */
section.block{padding:84px 0}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:3px;font-size:14px;font-weight:700;text-align:center}
h2.sec{font-size:clamp(30px,4vw,42px);font-weight:800;color:var(--navy);text-align:center;margin:10px 0 14px}
.sec-sub{text-align:center;max-width:680px;margin:0 auto 50px;color:#46506b;font-size:18px}
.divider{width:70px;height:4px;background:var(--gold);margin:0 auto 50px;border-radius:2px}

/* CARDS */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card{background:#fff;border:1px solid var(--steel);border-radius:10px;padding:34px 28px;transition:.25s;border-top:4px solid var(--gold)}
.card:hover{transform:translateY(-6px);box-shadow:0 16px 40px rgba(20,33,61,.14)}
.card .ic{font-size:30px;margin-bottom:14px}
.card h3{color:var(--navy);font-size:22px;margin-bottom:10px}
.card p{color:#46506b;font-size:16px}

/* PRODUCT CARDS */
.prod{background:#fff;border:1px solid var(--steel);border-radius:10px;overflow:hidden;display:flex;flex-direction:column}
.prod .ph{background:var(--navy);color:#fff;padding:26px;text-align:center}
.prod .ph h3{font-size:24px;letter-spacing:1px}
.prod .ph .rate{color:var(--soft-gold);font-size:34px;font-weight:800;margin-top:6px}
.prod .ph .rate span{font-size:15px;color:var(--slate);font-weight:400}
.prod ul{list-style:none;padding:26px 28px;flex:1}
.prod ul li{padding:8px 0 8px 26px;position:relative;color:#33405c;border-bottom:1px solid var(--pale);font-size:15px}
.prod ul li:last-child{border:none}
.prod ul li:before{content:'▸';position:absolute;left:0;color:var(--gold);font-weight:700}
.prod .pf{padding:0 28px 28px}

/* CTA BANNER */
.cta-banner{background:linear-gradient(120deg,var(--navy),var(--midnight));color:#fff;text-align:center;padding:72px 0}
.cta-banner h2{font-size:clamp(28px,4vw,40px);font-weight:800;margin-bottom:14px}
.cta-banner p{color:#cdd5e2;font-size:19px;margin-bottom:30px}

/* WHY / SPLIT */
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.split img{width:100%;border-radius:10px;box-shadow:0 14px 40px rgba(20,33,61,.2)}
.split h2{text-align:left}
.split .feat{display:flex;gap:14px;margin:18px 0}
.split .feat .ic{color:var(--gold);font-size:22px;font-weight:700}
.split .feat h4{color:var(--navy);font-size:18px}
.split .feat p{color:#46506b;font-size:15px}

/* FORM */
.form-wrap{background:#fff;border:1px solid var(--steel);border-radius:10px;padding:38px;border-top:4px solid var(--gold)}
.form-wrap label{display:block;font-weight:600;color:var(--navy);margin:16px 0 6px;font-size:14px;text-transform:uppercase;letter-spacing:.5px}
.form-wrap input,.form-wrap textarea{width:100%;padding:12px 14px;border:1px solid var(--steel);border-radius:6px;font-family:inherit;font-size:16px;background:var(--ice)}
.form-wrap input:focus,.form-wrap textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.contact-info p{margin:14px 0;font-size:17px;color:#33405c}
.contact-info .ic{color:var(--gold);margin-right:8px;font-weight:700}
.contact-info h3{color:var(--navy);margin-bottom:6px;font-size:22px}

/* PAGE HERO (subpages) */
.page-hero{background:linear-gradient(rgba(20,33,61,.88),rgba(13,22,38,.92)),url('https://img1.wsimg.com/isteam/getty/2160534812/:/rs=w:1600') center/cover;color:#fff;padding:80px 0;text-align:center}
.page-hero h1{font-size:clamp(34px,5vw,52px);font-weight:800}
.page-hero p{color:var(--soft-gold);text-transform:uppercase;letter-spacing:3px;margin-top:10px;font-size:15px}

/* PROSE */
.prose{max-width:820px;margin:0 auto}
.prose p{font-size:18px;color:#33405c;margin-bottom:22px}

/* FOOTER */
footer{background:var(--midnight);color:var(--slate);padding:50px 0 26px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:34px}
footer img{height:48px;margin-bottom:14px}
footer h4{color:#fff;text-transform:uppercase;letter-spacing:1.5px;font-size:14px;margin-bottom:14px}
footer a,footer p{color:var(--slate);font-size:15px;display:block;margin-bottom:8px;transition:.2s}
footer a:hover{color:var(--soft-gold)}
.foot-bottom{border-top:1px solid #25304a;padding-top:20px;text-align:center;font-size:13px;color:#58657f}

@media(max-width:880px){
  .nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:var(--navy);flex-direction:column;padding:20px 24px;gap:18px}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:32px}
  .cards{grid-template-columns:1fr}
  .split{grid-template-columns:1fr;gap:30px}
  .foot-grid{grid-template-columns:1fr}
  .btn-outline{margin-left:0;margin-top:12px}
}