Loan Programs

Capital Built Around Your Project

Every Steel Capital loan comes with no application fee, no prepayment penalty, and interest-only payments — so your capital works as hard as you do.

Fix & Flip

11.5% /from*

Terms 6-12 months plus extension
Amounts up to $750,000
Up to 95% of purchase price
Up to 100% of rehab costs
Up to 75% ARV
Points as low as 1.5%
Approvals in 24-48 hours
No application fee · No prepay penalty

Refinancing

11.5% /from*

Terms up to 12 months
Amounts up to $750,000
Up to 100% of rehab costs
Up to 75% ARV
Points as low as 1.5%
Approvals in 24-48 hours
Interest-only payments
No application fee · No prepay penalty

New Construction

12.5% /from*

Terms up to 18 months with extensions
Amounts up to $750,000
Up to 65% of permitted land purchase
Up to 100% of build costs
Up to 70% ACV
Points as low as 2%
Approvals in as little as 1 week
No application fee · No prepay penalty

*These rates are general guidelines and are subject to adjustment based on the project details.